The U.S. Department of Agriculture (USDA) home loans program offers mortgages to low-income residents of rural areas who cannot otherwise obtain a conventional mortgage.
If you live in a rural area and can't qualify for a conventional loan, you may qualify for either a USDA guaranteed loan or a USDA direct loan.
The home must be located in an area with a population of 35,000 or less and the home must be a primary residence. Loans are available to those with low and moderate incomes.
Income limits vary depending on where you live and the loan program.
If you are interested in a specific home and are unsure of the properties USDA eligibility you can click on the link below to search USDA's property eligibility website