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When searching for a new home in Delaware, a home inspection is a major part of the home buying process. However, some first time homebuyer’s might not understand the importance or purpose of the home inspections. Maybe you are a first time home buyer searching for a new home in Lewes, Delaware and you just...

If you are considering purchasing a home in the near future, the best thing you can do for yourself is to get yourself ‘mortgage ready.’ At Highlands Mortgage, a premier mortgage lender in Delaware, we offer a program for our customers that go beyond qualifying for a loan. We want to help you get prepared...

As a homeowner, you will always have the option to refinance your mortgage. Refinancing may seem complicated if you don’t know what it is or if it’s a good thing to do. In order to find out if refinancing is right for you, it is good to know your options. When it comes to refinancing,...

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The internet is great for browsing homes for sale and figuring out what you want in a property, but there’s nothing like the real thing, is there? An open house gives you the chance to draw in potential home buyers who need that...

While most everyone wants to become an owner of a home one day, most people do not know much a mortgage. Essentially, a mortgage is a loan from a bank or a mortgage lender to helps finance the purchase of a house. Most lenders will only lend a certain amount, oftentimes eight percent or less,...

What does it mean to be “mortgage ready?” A mortgage is a payment on a home one would make after borrowing money from a bank or lender to purchase said home. A lot goes into mortgages. Mortgages have interest rates and depending on your credit score will determine how much interest you would have to...

Buying a house is one thing. Choosing the mortgage is another. When you’ve already decided to purchase a home, finding the best mortgage lenders in Delaware can be a tough decision. Although the interest rate is a top priority, important factors such as the length of stay in the home and what type of loan...

If you are planning to purchase a new construction home, there are many differences in applying for a new construction loan as opposed to a traditional mortgage loan. Many mortgage lenders will thoroughly explain the process to you, but it doesn’t hurt to know what to expect before going into it. Consider some of these...

You can get your dream home by building or buying an existing one. When you go for the latter option, instead of a traditional mortgage, you will get a construction loan. On the other hand, if you are sick of the same old look of your home, you can go for a renovation loan. Construction loans...