How to Be Mortgage Ready

While most everyone wants to become an owner of a home one day, most people do not know much a mortgage. Essentially, a mortgage is a loan from a bank or a mortgage lender to helps finance the purchase of a house. Most lenders will only lend a certain amount, oftentimes eight percent or less,...
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Are You Mortgage Ready?

What does it mean to be “mortgage ready?” A mortgage is a payment on a home one would make after borrowing money from a bank or lender to purchase said home. A lot goes into mortgages. Mortgages have interest rates and depending on your credit score will determine how much interest you would have to...
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New Construction Loan Tips

If you are planning to purchase a new construction home, there are many differences in applying for a new construction loan as opposed to a traditional mortgage loan. Many mortgage lenders will thoroughly explain the process to you, but it doesn’t hurt to know what to expect before going into it. Consider some of these...
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